Agri OD/CC Loan

The Agri OD/CC (Overdraft/Cash Credit) Loan is a revolving credit facility designed to meet the short-term and seasonal financial needs of farmers. It enables them to manage expenses related to crop cultivation, purchase of seeds, fertilizers, pesticides, and other agricultural inputs.

With this loan, farmers can withdraw funds as per their requirements and repay them as income from produce is realized. Interest is charged only on the amount utilized, offering flexibility and cost efficiency. The limit is usually determined based on landholding, cropping pattern, and repayment capacity.

This facility ensures continuous liquidity for smooth agricultural operations and helps farmers avoid financial strain during cultivation cycles.