Business Loan

A business loan, also known as a commercial loan, is a form of financing provided to businesses to support operations, growth, or investment in assets such as equipment or real estate. These loans can be disbursed as a lump sum (term loan) or offered as a revolving line of credit

Term Loans: A lump-sum amount repaid over a fixed term—frequently used for equipment, real estate, or startup costs.

Lines of Credit: Flexible borrowing up to a preset limit for working capital needs, often revolving.

SBA-Backed Loans (U.S.): Includes programs like SBA 7(a), offering financing up to $5 million.