Business Loan

A business loan is a financial arrangement offered by lenders—such as banks, NBFCs, or government-backed institutions—that enables businesses to borrow for operational or strategic needs. These loans come in the form of:

• Term loans: Lump-sum funds repayable over a defined term (1–30 years) with fixed or variable interest

• Lines of Credit or Overdrafts: Flexible borrowing options with interest charged only on drawn amounts, useful for cash flow gaps