Health Insurance

Health insurance is a type of insurance policy that provides financial protection against medical costs. By paying a regular premium, the policyholder is covered for expenses like hospitalization, doctor consultations, surgeries, medicines, and sometimes preventive healthcare. It can be purchased individually or as a family floater plan. Some policies also offer critical illness coverage, cashless hospitalization, and reimbursement benefits. Health insurance reduces the financial burden of unexpected healthcare costs and ensures access to quality medical services. Premiums and coverage depend on the plan type, age, health condition, and insurer’s terms.