Health Insurance is a financial safety net that covers medical expenses arising from illnesses, accidents, or hospitalization. It helps individuals and families manage the high costs of healthcare by covering expenses such as doctor consultations, hospital stays, surgeries, diagnostic tests, and medicines. Depending on the plan, it can offer cashless treatments at network hospitals or reimburse medical bills. Many policies also provide critical illness coverage, maternity benefits, and annual health check-ups. By paying a regular premium, policyholders ensure financial stability and peace of mind during medical emergencies, making health insurance an essential part of financial planning.
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