HEALTH INSURANCE
A Loan Against Property (LAP) is a type of secured loan offered by banks and financial institutions where borrowers pledge their owned property (residential, commercial, or land) as collateral. The loan amount sanctioned is usually a percentage (40%–75%) of the property's market value, depending on the lender's policy.
This type of loan is commonly used for:
Business expansion
Debt consolidation
Medical expenses
Education
Wedding expenses
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