HEALTH INSURANCE
A Loan Against Property (LAP) is a type of secured loan where you pledge your residential, commercial, or industrial property as collateral to avail funds from a bank or financial institution. It is an ideal solution for individuals or businesses needing substantial financial assistance for personal needs, business expansion, education, or medical emergencies.
Key Features:
Loan Amount: Based on property value, typically up to 70% of market worth
Interest Rates: Lower than unsecured loans
Tenure: Flexible repayment options ranging from 5 to 20 years
Eligibility: Salaried or self-employed individuals with clear property titles
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