Mutual Funds

A mutual fund collects money from multiple investors and invests it in a diversified portfolio of securities like equities, bonds, money market instruments, or other assets according to the fund’s objective. It provides individuals access to professional management, diversification, and liquidity, which reduces risk compared to investing directly in individual securities. Mutual funds can be classified into Equity Funds, Debt Funds, Hybrid Funds, Index Funds, and Sectoral/Thematic Funds, among others. Investors earn returns through capital appreciation, dividends, or interest depending on the f