Mutual Funds

A mutual fund is a professionally managed investment scheme that pools money from numerous investors to invest in a diversified portfolio of stocks, bonds, money market instruments, or other securities. Each investor owns units representing a portion of the fund’s holdings. Mutual funds offer diversification, liquidity, and expert management, making them ideal for individuals who wish to invest without directly managing portfolios. They come in various types — equity funds, debt funds, hybrid funds, and index funds — catering to different financial goals, risk appetites, and investment horizons.