Overdraft loan

An Overdraft Loan gives individuals and businesses the flexibility to withdraw funds beyond their account balance, up to a pre-approved credit limit. It’s an ideal solution for managing short-term cash flow gaps, unexpected expenses, or urgent business requirements without applying for a new loan each time.

We offer competitive interest rates, easy renewals, and pay-as-you-use benefits, meaning you only pay interest on the amount utilized — not on the entire sanctioned limit. The facility can be secured against fixed deposits, property, or other assets, and is available for both salaried and self-employed individuals.

With minimal documentation, quick approvals, and flexible repayment terms, our Overdraft Loan ensures uninterrupted liquidity and financial stability — helping you stay in control of your finances at all times.