HEALTH INSURANCE
A personal loan is a type of unsecured loan offered by banks and financial institutions to individuals based on their income, credit score, and repayment capacity. It can be used for multiple purposes like medical emergencies, travel, education, home renovation, wedding expenses, or debt consolidation. Since no collateral is required, personal loans usually have higher interest rates than secured loans but offer quick approval and flexible repayment options, making them a popular choice for short-term financial needs.
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