HEALTH INSURANCE
What is a Personal Loan?
A personal loan is an installment loan provided as a lump sum that you repay over a predetermined term through fixed monthly payments.
Types & Features
Most personal loans are unsecured, meaning they don't require collateral—approval hinges on credit score, income, and financial stability.
Some lenders may offer secured options (e.g., using collateral like a car or savings) at potentially lower interest rates.
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