HEALTH INSURANCE
A personal loan allows borrowers to receive a lump sum upfront, which is repaid in fixed monthly installments (EMIs) over a period typically ranging from 1 to 5 years—though some tenures extend up to 7 years. These loans are generally unsecured, meaning no collateral is required, although secured variants (e.g., backed by a bank account or gold) may be available for lower rates.
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