HEALTH INSURANCE

Personal Loan

By MZ Group

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Uploaded 6 months ago

A personal loan is a lump-sum loan—usually unsecured—with fixed equated monthly installments (EMIs) over a set period, commonly ranging from 1 to 7 years.

Interest Rate Insights (India, 2025)

ICICI Bank: Ranges from 10.60% to 16.50% p.a.
IDFC FIRST Bank: Starting at 9.99% p.a., depending on credit profile, with zero prepayment charges.
Axis Bank: Offers fixed rates starting at 9.99% p.a.